by Ryan Shumaker, The Retirement Team | May 5, 2022 | Blog
There’s a reason why we often refer to target date funds as ‘target dated’ funds. These types of investments rely on portfolio construction techniques to decide what to own based on decades old dated data that is not really reflective of the much different globalized...
by Ryan Shumaker, The Retirement Team | Apr 15, 2022 | Blog
There’s been a lot of negative news headlines recently and I’m hearing the phrase “with what’s going on right now, should I just cash everything out until things calm down?” when having new meetings with prospects. If you’ve been thinking or wondering the same thing,...
by Ryan Shumaker, The Retirement Team | Mar 2, 2022 | Blog
Since the pandemic began, we’ve had 3 different stimulus bills that far exceed by multiple amounts any other stimulus measure in history as well as the largest ever infrastructure bill all passed. The current running total between these pieces of legislation exceeds...
by Ryan Shumaker, The Retirement Team | Sep 3, 2021 | Blog
Over the course of the average retirement all prices more than double. In fact, they’ll go up more than 2.5 times. Something that costs $100 today will cost $257 by the end of a 30 year retirement. That’s assuming just historical average levels of inflation as...
by Ryan Shumaker, The Retirement Team | Aug 2, 2021 | Blog
I often hear when I first meet with someone that the only reason they are still working is to pay for health insurance until they can get on Medicare at age 65. No doubt health insurance when you are in your late 50s and early 60s is quite expensive. A private...
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