by Ryan Shumaker, The Retirement Team | Sep 3, 2021 | Blog
Over the course of the average retirement all prices more than double. In fact, they’ll go up more than 2.5 times. Something that costs $100 today will cost $257 by the end of a 30 year retirement. That’s assuming just historical average levels of inflation as...
by Ryan Shumaker, The Retirement Team | Aug 2, 2021 | Blog
I often hear when I first meet with someone that the only reason they are still working is to pay for health insurance until they can get on Medicare at age 65. No doubt health insurance when you are in your late 50s and early 60s is quite expensive. A private...
by Ryan Shumaker, The Retirement Team | Jul 1, 2021 | Blog
Think stocks are high and overpriced? We think the real bubble is brewing in bonds. Looking back to the start of the century, interest rates have been in decline. Back then the Aggregate Bond Index was paying over 7%. Today? Just 1%. This means in order for investors...
by Ryan Shumaker, The Retirement Team | Jun 1, 2021 | Blog
Imagine how you would feel if you were on a sinking cruise ship and couldn’t get off because there weren’t any life jackets or backup boats. Now ask yourself, if you were going to potentially face this scenario, when would you want to know about it? If you have money...
by Ryan Shumaker, The Retirement Team | May 18, 2021 | Blog
There’s a reason why we often refer to target date funds as ‘target dated’ funds. These types of investments rely on portfolio construction techniques to decide what to own based on decades old dated data that is not really reflective of the much different globalized...
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