by Ryan Shumaker, The Retirement Team | Mar 1, 2021 | Blog
Last month we discussed the SECURE Act and its projected $15.7 billion tax increase on beneficiaries of tax deferred retirement accounts (like 401(k)s, 403(bs), TSPs, IRAs, etc.). The only ones excluded from this new way of distributing retirement accounts are...
by Ryan Shumaker, The Retirement Team | Feb 1, 2021 | Blog
We have a saying around our office that retirees are one of the highest and most unfairly taxed groups out there and with the recent passage of the SECURE Act things are getting worse. With most individuals having either their retirement account or their home as the...
by Ryan Shumaker, The Retirement Team | Jan 1, 2021 | Blog
One of the most common things I hear from people who own or have been pitched an annuity is the belief that the annuity will “earn 7% guaranteed.” Usually this is due to either a salesperson misrepresenting how the annuity works or the consumer misunderstanding. The...
by Ryan Shumaker, The Retirement Team | Dec 1, 2020 | Blog
Did the outcome of the election make you really happy and excited? Or did it leave you concerned, especially when it comes to your investments? Either way, you shouldn’t play politics with your portfolio. Why? Because investing when only a specific political party is...
by Ryan Shumaker, The Retirement Team | Nov 1, 2020 | Blog
Think stocks are high and overpriced? We think the real bubble is brewing in bonds. Looking back to the start of the century, interest rates have been in decline. Back then the Aggregate Bond Index was paying over 7%. Today? Just 1%. This means in order for investors...
Recent Comments