Retirement can be scary
With all the noise out there, it can be hard to know whom to trust or where to go to for personalized advice. People’s nest eggs have unfortunately become sales opportunities by many looking to take advantage of retirees or pre-retirees who don’t have the education or knowledge to understand all the hidden fees and/or high commissions in some of today’s complex investment products.s.
The heart of a teacher, not the attitude of a salesmen
The Smartvestor Pro program (formerly ELP or Endorsed Local Provider) helps take the stress out of finding someone that has your best interest at heart and is endorsed by our radio colleague Dave Ramsey, as well as other notable industry figures such as Chris Hogan, Chris Brown, and Rachel Cruze.
Not just a ‘financial planner’ or ‘investment manager’
Smart planning involves going beyond merely picking or managing investments, and a great financial professional does more than just that. We earned being called SmartVestor Pros, after a heavy vetting process, because of our experience and knowledge in the industry as well as our passion and drive to help and educate others. We’re people you can relate to and share your dreams with, and we’ll work together to create a comprehensive plan that involves not just investments, but that also integrates tax reduction and other aspects that compromise the entirety of your financial life.
Money is important, but
what it can do for you is more important
We want to help you reach your specific goals by educating and empowering you, which always starts with finding out what is important to you. Money, like anything else, is just a tool. Your money should be working for you to help create memories and enjoy retirement, whether that be traveling, visiting grand kids, supporting your favorite charity or church, or whatever else is important to you.
Money shouldn’t be something you worry about; it should be something that helps you and those you care about enjoy a better life. Our goal is to aid you in building a plan to do just that.
Schedule a time to speak with one of our Smartvestor Pros today!
Investment advisory services offered through Next Generation Investing, LLC, a Registered Investment Adviser.
Securities offered through World Equity Group, Inc., member FINRA and SIPC.
The Retirement Team and Next Generation Investing, LLC are not owned or controlled by World Equity Group, Inc. Visit http://brokercheck.finra.org/ for more information.
Insurance products, including annuities, offered through Roger Shumaker, KS Insurance License # 787094, and Ryan Shumaker, KS Insurance License #10359614. The generalized information we provide regarding tax minimization planning is not intended to, and cannot, be used by anyone to avoid paying federal, state, or local municipality taxes or penalties. You should seek advice based on your particular circumstances from an independent tax advisor, as tax laws are subject to interpretation and legislative change and are unique to every specific taxpayer’s particular set of facts and circumstances. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding guaranteed income streams refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims-paying ability of the issuing company. Investing entails risks, including possible loss of principal. The use of tools cannot guarantee performance. Past performance is no guarantee of future results. No investment strategy can guarantee a profit or protect against loss in a period of declining values. WealthGuard™ is a complete portfolio monitoring system. Designed by determining the amount of downside risk a client is willing to tolerate, WealthGuard™ is added to client accounts to help protect from downside risk. WealthGuard™ is not a stop-loss strategy. When the account value in the portfolio hits the targeted downside value, an alert is sent to the client, advisor, and money manager. The money manager trades the account as indicated on the WealthGuard™ agreement. There is no guarantee the exact WealthGuard™ value will be captured, or assets will be traded or liquidated, the same day the WealthGuard™ value is reached due to time of day and/or market restrictions. WealthGuard™ is not responsible for any tax implications that may result due to the liquidation or trading of the holdings. FormulaFolio Investments is not responsible for any errors or omissions in the information used to prepare your WealthGuard™ percentages. WealthGuard™ does not make any representations or warranties, whether expressed or implied, regarding investing in securities or investment products. WealthGuard™ makes no warranties to the legality or suitability of any investment product. Roger & Ryan Shumaker are not affiliated with the Social Security Administration or any other governmental agency. We encourage you to contact the SSA about your specific circumstances.